Least privilege
In one sentence
Giving each person only the access their job needs, and no more, so a compromised account can reach less.
The principle of least privilege means every user, app, and system gets the minimum access required to do its work. It limits the blast radius: if one account is breached, the attacker can only reach what that role could.
Why it's on your cyber insurance application
Reflected in application questions about access reviews and who can reach sensitive data.
How the Readiness Check scores it
The free Check asks the same question a carrier will. Here it is, why it's asked, and the fix if today's honest answer is no. The full application question list has the rest.
Access control & offboarding
When someone leaves the company, how quickly is their access removed?
Why carriers ask: Orphaned accounts from departed employees are a classic breach entry point. Carriers ask whether access removal is immediate and documented.
If the answer is no: List every system a departing employee touches; turn it into a checklist; assign an owner. Two hours, permanent fix.
The written evidence carriers accept
A “yes” on the application needs a document behind it. In the Readiness Pack, that document is:
Related terms
Would you pass this question today?
The free Readiness Check scores you across the ten control domains carriers probe, in five minutes, no email required for the score.